Our loansFor businesses

Business Loans

A general-purpose drop-line overdraft from ₹10 lakh to under ₹25 lakh, sized on your average monthly balance, with real-time disbursal and up to 36 months to repay.

What you get

  • ₹10 lakh to under ₹25 lakh

    The limit is set by your average monthly balance over the previous 12 months.

  • Drop-line overdraft

    Draw what you need, when you need it, for current or fixed assets.

  • Real-time disbursal

    Funds move when the business needs them.

  • Up to 36 months

    Flexible repayment periods of up to three years.

How it works

  1. Share your statements

    Twelve months of bank statements tell us your average monthly balance.

  2. Get your limit

    We set a drop-line overdraft limit sized to that balance.

  3. Draw and repay

    Draw in real time and repay over up to 36 months.

Before you apply

Who can borrow

  • Businesses in manufacturing, services or wholesale and retail trade.
  • Self-employed individuals and professional services firms.

What we will ask for

  • Bank statements for the previous 12 months, to set your average monthly balance.

In their words

Told by the people we financed.

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Get started

Let’s talk about business loans.

Tell us what you need; a person who knows this product will call you back.